- 2-3 Years experience in Consumer Finance fraud prevention (At least in a capacity of a deputy manager responsible for fraud mitigation). - Team management experience (At least 15-20 people) - Prior experience with Militia and legal processes dealing with fraud is a distinct advantage - Exposure to Analytics is a must ( Exposure to SAS is an advantage ) - Prior experience of working with anti fraud systems (Either home grown or externally developed) is necessary. Reporting - Currently to business, with performance reporting to Retail Risk
Рабочие обязанности:
- Developing Fraud identification & recognition policies for the retail business - Developing processes to enhance identification & containment of fraud within the retail business - Developing analytics units to provide intelligence on high risk sourcing locations - Developing investigation units to investigate fraudulent applications - Developing mechanisms to update positive and negative databases that facilitate fraud mitigation. - Developing plans to monitor POS outlets ( Including mystery shopping and sampling of applications ) - Developing appropriate verification response to high risk outlets in consultation with risk units - Proactive feedback to risk units – On high risk sourcing locations - Proactive feedback to Collections – On high risk accounts to ensure necessary prioritization of follow up. - Developing Fraud prevention plans that augment with regional expansion of business. - Implementation of anti fraud systems and maintaining them to operate at optimal levels - Developing fraud loss projections based on business plans - Maintaining close working relationships with internal security units of the bank – To ensure continued intelligence on fraud from markets - Ensuring that necessary police action is initiated against identified fraudsters Administrative Responsibilities - Ensuring regular capacity review of fraud resources and maintain adequate resourcing of fraud prevention units. - Developing productivity benchmarks for fraud resolution through anti fraud systems.
